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Thu 11 Apr 2019

We have just partnered up with Reposit who are a tenancy deposit alternative company. Below is a brief overview of how it works.


No action is required from you - every time we let one of your properties we will give the tenant the choice to pay a deposit or a smaller ‘Reposit Service Charge.’ If Reposit is chosen by the tenant, you will be added as a named beneficiary to their insurance master policy. This insurance is underwritten by Canopius, a top 10 Lloyd’s of London insurance company. When a property is let with Reposit you will receive a document confirming the details of the insurance cover you will receive. This covers you for anything stated in the AST and therefore essentially a direct replacement for a traditional deposit.


Under this master policy the tenant remains liable to pay for any dilapidations or rent arrears at the end of the tenancy. If the tenant defaults on their agreement Canopius will pay out hence the 8-week cover is completely secure in all scenarios.


Reposit deal with all the admin, you will never need to interact with the insurer and make a claim.


The main benefits to you:


·         More cover The government has recently enacted a policy capping traditional deposits to 5 weeks, so Reposit can give you 3 weeks extra protection

●        Quicker payouts at end of tenancy If a claim goes all the way through to arbitration Reposit will obtain a final verdict much quicker than the traditional deposit schemes

●        Decrease void periods If we can advertise your property with a ‘deposit free option’ it will let quicker especially now deposit free renting is attracting a lot of interest.

●        The same cover, happier tenants Completely secure cover backed by Canopius- more details inside the Reposit Landlord brochure attached.

●        Increased demand from a wider range of tenants Reposit makes renting more accessible to good quality tenants who easily satisfy rent affordability but do not have access to a large sum of money at start of tenancy

"I have been a tenant with living property for both my rental properties and the service i received was outstanding. If i needed to rent again i would not hesitate to use Living Property. Thank you to all the staff at Living Property for all their hard work during my time with them."
M Ransby (Tenant)

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